Some mornings, we are greeted with sunshine and daisies and sugar and love. Other days, it’s – ding dong – flaming bag of crap on your doorstep.
For me, the latter comes most frequently in the form of unexpected bills… or in some cases, bills that I was perfectly aware of, thank you very much – I have just chosen to ignore you. Word to the wise: never park in a handicapped parking place overnight. And when you are surprised with a $190 ticket the next morning, never disregard it, surmising that since it happened in a different state, they will never find you.
THEY ALWAYS FIND YOU. And they double the fine.
This week, I was reminded of an outstanding bill from a doctor’s office in Kansas City. The day after Christmas, I was treated for strep throat by a physician who I was told was “in the network”; it turns out he wasn’t. Since that time, the deluge of bills sent to me has been overwhelming – and each reminder has left me feeling more and more discouraged. They aren’t forgetting. And they have even figured out my NEW address.
But last night, I had a radical thought: what if I paid up all of my old debts? Oh, not all of them – the student loan is going to take a decade or three. But the smaller ones? I can handle those. And wouldn’t I feel so free, so unencumbered, so virtuous?
Today, I sent $15 to the doctor in Kansas City, along with a letter explaining that I will continue chipping away at the bill a little bit at a time. I mailed off a check to a friend, paying up for a concert ticket that I used back at the beginning of June. And I paid off my credit card. Totally.
[pause: VICTORY DANCE!]
When the fall hits and I find myself an unemployed vagrant, I will take great comfort in knowing that I am relatively debt-free. Until then, here’s hoping for no more stinky surprises.